New Construction Incentives Near Wilmington NC

As of Oct 7, 2026, 98 new construction communities across New Hanover, Brunswick and Pender counties have a builder offer that is still within any end date the builder published, from 24 builders. They are in Leland (25), Bolivia (11), Wilmington (10), Castle Hayne (4), Shallotte (7) and Ocean Isle Beach (6) and other towns. Published starting prices in this list run from $209,990 to $1,000,000, with a median of $307,000.

Each offer below is shown as the builder published it. Offers with a published end date that has passed are left out. Terms change often, so confirm with the builder before you sign.

Incentives in Ash

• Rich Square at Brunswick Plantation by Mungo Homes: Save up to $10,000 in Design Selections
• Sterling Oaks by Ryan Homes: Up to $16,000 seller's assistance with NVR Mortgage; advertised 5.125% rate (5.824% APR) FHA 3/1 ARM (rate cost 4.125% of loan per disclosure)

Incentives in Boiling Spring Lakes

• Boiling Spring Lakes by Dream Finders Homes: Wilmington sales event: 4.99% (5.746% APR) 7/6 ARM via Jet HomeLoans on select inventory; up to $20,000 Flex Cash (upgrades or closing costs); washer/dryer/fridge/blinds package; contracts Oct 1 to 31, 2026 closing by Nov 30, 2026; QMI savings shown
• Brooke Ridge Lane by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose
• Highlands at Boiling Spring Lakes by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose

Incentives in Bolivia

• Autumn Trail by Adams Homes: "Incentives Offered / Incentives Available!" flagged on available homes (amount not specified on page)
• Bella Point by D.R. Horton: DHI Mortgage FHA & VA 5/1 ARM special introductory rate 3.875% (5.929% APR FHA / 5.538% APR VA example) on select homes; contract on/after 8/27/26 and close by 11/30/26
• Eagle Creek by D.R. Horton: DHI Mortgage FHA & VA 5/1 ARM special introductory rate 3.875% (5.929% APR FHA / 5.538% APR VA example) on select homes; contract on/after 8/27/26 and close by 11/30/26
• Fords Reach by McKee Homes: Rates from 4.75% (6.006% APR) to 4.99% (5.758% APR) 10/6 ARM on eligible homes closing by 11/30/26 via Vision Lending; "Ask About 100% Financing!"
• Halls Landing by D.R. Horton: DHI Mortgage FHA & VA 5/1 ARM special introductory rate 3.875% (5.929% APR FHA / 5.538% APR VA example) on select homes; contract on/after 8/27/26 and close by 11/30/26
• Mariners Reach by D.R. Horton: DHI Mortgage FHA & VA 5/1 ARM special introductory rate 3.875% (5.929% APR FHA / 5.538% APR VA example) on select homes; contract on/after 8/27/26 and close by 11/30/26
• Middle Creek Village Coastal Cottages by Ryan Homes: Temporary 2/1 rate buydown subsidy advertised: 6.125% yr 1 rate (8.397% APR) conventional via NVR Mortgage
• Middle Creek Village Estates by Ryan Homes: Up to $12,500 Flex Cash (upgrades, closing costs or rate); temporary 3/2/1 rate buydown advertised: 4.75% yr 1 rate (8.12% APR) FHA via NVR Mortgage
• Middle Creek Village Single Family Homes by Ryan Homes: Up to $12,500 Flex Cash (upgrades, closing costs or rate); temporary 3/2/1 rate buydown advertised: 4.75% yr 1 rate (8.132% APR) FHA via NVR Mortgage
• Palmetto Creek by Adams Homes: "Incentives Offered" flagged on community (amount not specified on page)
• Rolling Hills by D.R. Horton: DHI Mortgage FHA & VA 5/1 ARM special introductory rate 3.875% (5.929% APR FHA / 5.538% APR VA example) on select homes; contract on/after 8/27/26 and close by 11/30/26

Incentives in Calabash

• Allston Park by Mungo Homes: Financing as low as 5.49% (6.372% APR) when using Mungo lender partner
• Brunswick Plantation by Lennar: Move in ready homes advertised with savings of $25K $29K off (e.g., $214,500 to $219,500)
• Calabash Palms by Dream Finders Homes: Southern Coast sales event: rates from 5.49% (6.247% APR) via Jet HomeLoans; up to $10,000 toward closing costs with Jet; QMI savings shown ($1K $8K)
• Calabash Station by Dream Finders Homes: Southern Coast sales event: rates from 5.49% (6.247% APR) via Jet HomeLoans; up to $10,000 toward closing costs with Jet; QMI savings shown ($10K $33K)

Incentives in Castle Hayne

• Avenue One by Mungo Homes: Financing as low as 3.49% (6.237% APR) (FHA 2/1 buydown example) OR save up to $20,000 when using Mungo lender partner; contracts on/after 9/14/2026, close before 1/12/2027
• Sidbury Station by D.R. Horton: Special Interest Rate* badge on select quick move in homes ; DHI Mortgage 5/1 FHA/VA ARM intro rate 3.875% (5.929% APR) advertised on community page
• Sunset Reach by Bridgewater Builders: Community site: "New price reductions on select move in ready homes!" (e.g., Oleander reduced $724,900 to $689,900)
• Sunset Reach by Hagood Homes: Community site: "New price reductions on select move in ready homes!" (e.g., St. Lucia reduced $774,000 to $715,000)
• Sunset Reach by Herrington Classic Homes: Up to $10,000 incentive on select move in ready/under construction homes toward rate buy down, upgrades or closing costs (contract by 10/31/2026, close by 11/30/2026; preferred lender & attorney required); plus community site price reductions (e.g., Crimson 1 reduced $707,650 to $665,000)
• Sunset Reach by Kent Homes: Community site: "New price reductions on select move in ready homes!"
• The Landing at Sidbury Station by D.R. Horton: Special Interest Rate* badge on select quick move in homes ; DHI Mortgage 5/1 FHA/VA ARM intro rate 3.875% (5.929% APR) advertised on community page

Incentives in Hampstead

• Brookfield Branch by Logan Homes: Rates as low as 5.75%* or up to $20,000 'Use As You Choose' (closing fees, rate buydowns, options or base) on select homes, contracts 10/1/26 to 10/31/26; requires Alpha Mortgage financing + Cline Law
• East Wynd by Mungo Homes: Financing as low as 3.49% (6.237% APR) (FHA 2/1 buydown example) OR save up to $20,000 when using Mungo lender partner; contracts on/after 9/14/2026, close before 1/12/2027
• Southwater Village by LGI Homes: "Make Your Move National Sales Event": interest rates as low as 4.99% (5.864% APR)*; builder paid closing costs
• The Towns at Brookfield Branch by Logan Homes: Rates as low as 5.75%* or up to $20,000 'Use As You Choose' (closing fees, rate buydowns, options or base) on select homes, contracts 10/1/26 to 10/31/26; requires Alpha Mortgage financing + Cline Law

Incentives in Leland

• Coastal Haven by McKee Homes: Rates from 4.75% (6.006% APR) to 4.99% (5.758% APR) 10/6 ARM on eligible homes closing by 11/30/26 via Vision Lending; $10K Use As You Choose (closing costs, rate buydown or upgrades) on select homes
• Del Webb Wilmington at Mallory Creek by Del Webb: 4.99% (5.784% APR) 7/6 ARM promo rate on select homes closing by 12/31/2026; 5.99% 30 yr fixed on Ready To Build homes via Pulte Mortgage; up to $30,000 toward closing costs with Pulte Mortgage through 12/31/2026; Hometown Heroes extra $2,000 off; Fall savings on select homes through Nov 30
• East Lake by Dream Finders Homes: Wilmington sales event: 4.99% (5.746% APR) 7/6 ARM via Jet HomeLoans on select inventory; up to $20,000 Flex Cash (upgrades or closing costs); washer/dryer/fridge/blinds package; contracts Oct 1 to 31, 2026 closing by Nov 30, 2026; QMI savings shown (QMI savings $13K)
• East Lake by Ryan Homes: Up to $23,000 Flex Cash (upgrades, closing costs or rate); temporary 2/1 rate buydown: 5.25% yr 1 rate (7.711% APR) FHA via NVR Mortgage
• East Lake (Channel Walk) by Caviness & Cates: Interest rates starting at 3.25% (6.62% APR), see builder event page for details
• Grand Park by Mungo Homes: Financing as low as 3.49% (6.237% APR) OR save up to $20,000 when using Mungo lender partner
• Grayson Park by D.R. Horton: DHI Mortgage FHA & VA 5/1 ARM special introductory rate 3.875% (5.929% APR FHA / 5.538% APR VA example) on select homes; contract on/after 8/27/26 and close by 11/30/26
• Grayson Park Townhomes by D.R. Horton: DHI Mortgage FHA & VA 5/1 ARM special introductory rate 3.875% (5.929% APR FHA / 5.538% APR VA example) on select homes; contract on/after 8/27/26 and close by 11/30/26
• Herring Shores by Centex: 4.99% (5.784% APR) 7/6 ARM promo rate on select homes closing by 12/31/2026; 5.99% 30 yr fixed on Ready To Build homes via Pulte Mortgage; up to $25,000 toward closing costs with Pulte Mortgage; Fall savings on select homes through Nov 30
• Lake House, The Cottages by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose
• Lake House, The Reserve by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose
• Lake House, The Towns by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose
• Parkwood Estates by Stevens Fine Homes: Fall in Love With Your New Home & Save Up to $20,000!
• Pinewood by Stanley Martin Homes: Rates as low as 3.99% Year 1 | 4.99% Year 2 | 5.99% Years 3 to 30 (6.773% APR)
• Terrapin by McKee Homes: Rates from 4.75% (6.006% APR) to 4.99% (5.758% APR) 10/6 ARM on eligible homes closing by 11/30/26 via Vision Lending; $10K Use As You Choose (closing costs, rate buydown or upgrades) on select homes
• Terrapin, Enclave at Calm Waters by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose
• Terrapin, The Duets at Calm Waters by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose
• Terrapin, The Reserve at Coquina Basin by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose
• Terrapin, The Towns at Osprey Reserve by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose
• Terrapin, The Villas at Osprey Reserve by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose
• The Cove at Indigo Preserve Townhomes by D.R. Horton: DHI Mortgage FHA & VA 5/1 ARM special introductory rate 3.875% (5.929% APR FHA / 5.538% APR VA example) on select homes; contract on/after 8/27/26 and close by 11/30/26
• The Haven at Indigo Preserve by D.R. Horton: DHI Mortgage FHA & VA 5/1 ARM special introductory rate 3.875% (5.929% APR FHA / 5.538% APR VA example) on select homes; contract on/after 8/27/26 and close by 11/30/26
• The Palms at Indigo Preserve Townhomes by D.R. Horton: DHI Mortgage FHA & VA 5/1 ARM special introductory rate 3.875% (5.929% APR FHA / 5.538% APR VA example) on select homes; contract on/after 8/27/26 and close by 11/30/26
• The Retreat at Indigo Preserve Townhomes by D.R. Horton: DHI Mortgage FHA & VA 5/1 ARM special introductory rate 3.875% (5.929% APR FHA / 5.538% APR VA example) on select homes; contract on/after 8/27/26 and close by 11/30/26
• Townes at Seabrooke by D.R. Horton: DHI Mortgage FHA & VA 5/1 ARM special introductory rate 3.875% (5.929% APR FHA / 5.538% APR VA example) on select homes; contract on/after 8/27/26 and close by 11/30/26
• Trestle Ridge at Brunswick Forest by Stanley Martin Homes: Rates as low as 3.99% Year 1 | 4.99% Year 2 | 5.99% Years 3 to 30 (6.773% APR)

Incentives in Navassa

• Cedar Hill Landing by D.R. Horton: DHI Mortgage FHA & VA 5/1 ARM special introductory rate 3.875% (5.929% APR FHA / 5.538% APR VA example) on select homes; contract on/after 8/27/26 and close by 11/30/26
• Lakes at Riverbend Single Family Homes by Ryan Homes: Up to $17,000 Flex Cash (upgrades, closing costs or rate)
• Lakes at Riverbend Townhomes by Ryan Homes: Temporary 3/2/1 rate buydown: 4.75% yr 1 rate (8.132% APR) FHA via NVR Mortgage
• The Highlands at Cedar Hill Landing by D.R. Horton: DHI Mortgage FHA & VA 5/1 ARM special introductory rate 3.875% (5.929% APR FHA / 5.538% APR VA example) on select homes; contract on/after 8/27/26 and close by 11/30/26

Incentives in Northwest

• Saunders Village by D.R. Horton: DHI Mortgage FHA & VA 5/1 ARM special introductory rate 3.875% (5.929% APR FHA / 5.538% APR VA example) on select homes; contract on/after 8/27/26 and close by 11/30/26

Incentives in Ocean Isle Beach

• Glendale Arbor by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose
• Osprey Isle by Lennar: Move in ready homes advertised with savings of $30K $59K off
• Tides at Ocean Isle Beach by Stanley Martin Homes: Rates as low as 3.99% Year 1 | 4.99% Year 2 | 5.99% Years 3 to 30 (6.773% APR)
• Villas at Seaside by Dream Finders Homes: Southern Coast sales event: rates from 5.49% (6.247% APR) via Jet HomeLoans; up to $10,000 toward closing costs with Jet; QMI savings shown ($7K $30K)
• Waterbrook Woods by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose
• Wood Stork Landing by Lennar: Move in ready homes advertised with savings of $23K $40K off

Incentives in Rocky Point

• Brick Chimney Landing by BCL Homes: First Responders receive an additional $1,000 in credit

Incentives in Shallotte

• Brierwood by Stevens Fine Homes: Fall in Love With Your New Home & Save Up to $20,000!
• Creekview Landing by Dream Finders Homes: Southern Coast sales event: rates from 5.49% (6.247% APR) via Jet HomeLoans; up to $10,000 toward closing costs with Jet; QMI savings shown ($1K $14K)
• Del Webb Ocean Isle Beach by Del Webb: 4.99% (5.784% APR) 7/6 ARM promo rate on select homes closing by 12/31/2026; 5.99% 30 yr fixed on Ready To Build homes via Pulte Mortgage; up to $29,000 toward closing costs with Pulte Mortgage through 12/31/2026; Fall savings on select homes through Nov 30
• Rutledge by Adams Homes: Seller Price Improvement $33,950 to $72,450 on select available homes & "Ask About Additional Incentives"
• Solserra by Pulte Homes: 4.99% (5.784% APR) 7/6 ARM promo rate on select homes closing by 12/31/2026; 5.99% 30 yr fixed on Ready To Build homes via Pulte Mortgage; up to $29,000 toward closing costs with Pulte Mortgage through 12/31/2026; Fall savings on select homes through Nov 30
• Summers Walk by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose
• Village Green Waterside by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose

Incentives in Southport

• Pelican Cove, The Cottages by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose
• Pelican Cove, The Reserve by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose
• Pelican Cove, The Villas by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose
• Southport Meadows by Pulte Homes: 4.99% (5.784% APR) 7/6 ARM promo rate on select homes closing by 12/31/2026; 5.99% 30 yr fixed on Ready To Build homes via Pulte Mortgage; up to $26,000 toward closing costs with Pulte Mortgage; Fall savings on select homes through Nov 30
• Waters at Southport by Stanley Martin Homes: Rates as low as 3.99% Year 1 | 4.99% Year 2 | 5.99% Years 3 to 30 (6.773% APR)

Incentives in Sunset Beach

• Haddington Place by Logan Homes: Rates as low as 5.75% or up to $20,000 Use As You Choose
• Sea Trail (Gulls Landing) by Ryan Homes: Temporary 2/1 rate buydown: 5.75% yr 1 rate (7.957% APR) conventional via NVR Mortgage
• Seaside Palms by Dream Finders Homes: Southern Coast sales event: rates from 5.49% (6.247% APR) via Jet HomeLoans; up to $10,000 toward closing costs with Jet; QMI savings shown ($10K $11K)

Incentives in Supply

• Hewett Landing by Century Complete: Only 72 Hours! Receive up to $5,000 to spend on closing costs or rate buydowns; 30 Year 5/1 ARM loan offer
• Lockwood Landing by D.R. Horton: DHI Mortgage FHA & VA 5/1 ARM special introductory rate 3.875% (5.929% APR FHA / 5.538% APR VA example) on select homes; contract on/after 8/27/26 and close by 11/30/26
• Richmond Hills by Dream Finders Homes: Wilmington sales event: 4.99% (5.746% APR) 7/6 ARM via Jet HomeLoans on select inventory; up to $20,000 Flex Cash (upgrades or closing costs); washer/dryer/fridge/blinds package; contracts Oct 1 to 31, 2026 closing by Nov 30, 2026; QMI savings shown (QMI savings $8K $17K)
• River Lake by Dream Finders Homes: Wilmington sales event: 4.99% (5.746% APR) 7/6 ARM via Jet HomeLoans on select inventory; up to $20,000 Flex Cash (upgrades or closing costs); washer/dryer/fridge/blinds package; contracts Oct 1 to 31, 2026 closing by Nov 30, 2026; QMI savings shown (QMI savings $8K $24K)

Incentives in Wilmington

• Downtown Wilmington Collective (McRae Street Townes) by Robuck Homes: "2.99% Intro Rate on Select Homes*" banner advertised
• East & Mason by Robuck Homes: "2.99% Intro Rate on Select Homes*" banner advertised
• Fawn Valley by HHHunt Homes: Hometown Heroes receive $1,500 in savings toward their new home
• Indigo at Abbey Preserve by Mungo Homes: Financing as low as 3.49% (6.237% APR) (FHA 2/1 buydown example) OR save up to $20,000 when using Mungo lender partner; contracts on/after 9/14/2026, close before 1/12/2027
• Jasmine South by Herrington Classic Homes: Up to $10,000 incentive on select move in ready/under construction homes toward rate buy down, upgrades or closing costs (contract by 10/31/2026, close by 11/30/2026; preferred lender & attorney required)
• Lakeside Townes at Riverlights by Pulte Homes: "Fall Into Spectacular Savings" special offers ending Nov 30; quick move in homes tagged "$23,008 to $24,008 in Savings" and move in packages included
• Midtown & Main by Robuck Homes: "2.99% Intro Rate on Select Homes*" banner advertised
• Scotts Hill Village by Mungo Homes: Financing as low as 3.49% (6.237% APR) (FHA 2/1 buydown example) OR save up to $20,000 when using Mungo lender partner; contracts on/after 9/14/2026, close before 1/12/2027
• The Haven at Riverlights by Pulte Homes: "Limited Time Savings" / "Fall Into Spectacular Savings" offers ending Nov 30; quick move in homes tagged "$25,000 to $40,000 in Savings"
• The Magnolia at Forest Park by Nipper Construction (developer: Airlie Ventures): Up to $12,000 toward a rate buydown, closing costs, or prepaids when financing with preferred lender Mullinix Mortgage Group (sample 2/1 buydown, rates as low as 4.49%); limited time Founders Pricing on select homes

Incentives in Winnabow

• Bell Creek Single Family Homes by Ryan Homes: Up to $7,500 Flex Cash; temporary 3/2/1 rate buydown: 4.75% yr 1 rate (8.125% APR) FHA via NVR Mortgage; extra $1,500 for teachers, firefighters, police, military, EMTs
• Bell Creek Townhomes by Ryan Homes: Temporary 3/2/1 rate buydown: 4.75% yr 1 rate (8.148% APR) FHA via NVR Mortgage; extra $1,500 for teachers, firefighters, police, military, EMTs
• Bell Meadows by Stanley Martin Homes: Up to $20,850 in closing cost incentives on select homes
• Saltgrass Landing by D.R. Horton: DHI Mortgage FHA & VA 5/1 ARM special introductory rate 3.875% (5.929% APR FHA / 5.538% APR VA example) on select homes; contract on/after 8/27/26 and close by 11/30/26

Questions I Hear About This Search

Browse more: Townhomes, 55+ Communities, Waterfront, Golf Communities, Under $300K, Under $400K, Under $500K, Luxury, 5 Bedrooms, Coming Soon, Final Homes, Prices by Town.